Managing Risk.

Improving Portfolios.

Strengthening Banks and Manufacturers for over 30 years.
Learn More

How we help our clients manage risk

From policy development to training and consulting.


Credit Policy Development

Set the credit philosophy and culture of your organization with strong front-end guidance.

Learn More

Credit Analysis

Bridge gaps in staffing, handle new loan volume, launch credit initiatives and more.

Learn More

Staff Training

Interactive training that engages the staff in practical and relevant credit portfolio decisions.

Learn More

Loan Reviews

Build upon controls in place or assist in the implementation of new loan procedures.

Learn More

Consumer Portfolio Reviews

Independent analysis of non-commercial loans using industry best practices to mitigate risk.

Learn More

Workout Specialties

Setting a plan and maintaining momentum on addressing problem credits.

Learn More

Due Diligence

Analysis for institutions contemplating portfolio purchases, bank acquisitions and mergers.

Learn More

Credit Training

Workshops for your front line sales as well as credit associates.

Learn More

About our risk management model
 

Every Decision is a Portfolio Decision

At SRM, our approach is to establish a policy and training model based on 7 core cash drivers.  These core drivers represent the elements of your business that are most impactful to your portfolio and present the greatest risk of deterioration or default.

Our Risk Management Model

Our risk management model has been employed by banks and manufacturers throughout North America, largely contributing to the success rate of banks in 2018.

Our goal for every client, regardless of industry, is to bring sound credit analysis that leads to a stronger foundation in your credit portfolio while adding value to your client relationships.

request a consultation
 
0
Financial Institutions in the U.S.
0
Manufacturers in the U.S.
0
SRM core cash drivers