Credit Analysis

It has been our objective to bring the same high quality level of service which we provide in all other facets of our business to the process of formally analyzing existing and prospective commercial credit relationships.  We implement this in both new loan relationships and when expanding the relationship with existing bank clients. 

Our credit analysis support services can be used temporarily, to bridge gaps in staffing, handle unexpected new loan volume or jump start a new credit department initiative. We can also be engaged on a more permanent basis, as clients outsource the analysis function to forego the need to hire, train and manage analysis resources.

SRM’s objective will be to perform a thorough independent analysis of the credit-worthiness of the subject borrower. This results in a recommendation for approval/decline of requested credit in the case of new lending opportunities or re-approval of existing credit facilities.